Disability Insurance - Welland

Your income provides the funds to support your lifestyle, including monthly expenses, paying down debt, and saving for your future. With disability insurance your income is protected, even if you are unable to work, so you don’t have to gamble with your family’s future. Our Hometown Life Insurance team provides security to our neighbours in Welland and the surrounding area through our Niagara-based offices and online digital presence. Our clients find great value in working with our experienced team of professionals to help them find the disability insurance coverage they need. Get started today by contacting us and let us know how we can help you!

Compared to other insurances, disability insurance tends to be a little bit more complicated. Luckily for you, our team at Hometown has the expertise to make sense of your options and communicate them to you. We understand and appreciate that your needs are unique and vow to provide each one of our clients with high quality analysis and service. We think you will see the Hometown difference too! As one of our valued clients, we want to hear your feedback too. This helps us continue to elevate your experience, which is always at the core of what we do!

The best part about working with our Welland Hometown team is that you don’t have to answer this question alone. In fact, we have assisted many of our friends in Welland and the surrounding communities in finding the right insurance fit to protect their families and businesses. Even if you have group coverage, your coverage may not provide the level or protection you require. We can tailor your plan to include an individual disability policy to compliment your existing coverage, without over-insuring you. More information can be found on our disability insurance pages, or by contacting our team at Hometown Life Insurance.

Many young families find out that they are not properly insured in the case of a disability the hard way. If you or your partner were unable to work, it may force you and your family to make some sacrifices and changes to your lifestyle and future plans. You don’t want to be in a situation where you have to drain your savings or take on mountains of debt, but to avoid that situation, you have to do some planning. Even if you are in the early stages of your career and your income is still relatively low, it is important to have proper income protection now and as your income grows. Our Hometown team has provided many residents of Welland and the surrounding communities with valuable advice and customized solutions to meet their evolving needs. You don’t want to find out too late that you lacked proper coverage, so contact us today!

Throughout your career, there will be many changes to your role. You may change jobs or companies, receive promotions or raises or even start your own business. It is important that your disability coverage reflects those changes and grows with you. With an individual policy, you can have the flexibility to explore new opportunities knowing that you don’t rely on your group coverage alone. Additionally, a future insurability option allows you to increase your coverage as your income grows, without any medical underwriting required. Proper disability insurance allows you to keep your retirement dreams on track, no matter what may come your way.

If you are earning an income, you will want to consider disability insurance to protect yourself and your family. An injury or illness that prevents you from working can have both short, and long-term affects on your finances. You may be forced to take on debt or withdraw from your savings, which will only compound the problem. Even if you are eventually able to return to work, there is a risk of a future disability and increased difficulty securing coverage due to your disability. Our valued customers in Welland and the surrounding area appreciate our team’s personalized approach and valuable advice, so contact us to see for yourself if we can help you too!