The reality is, almost everyone should have life insurance. It may be obvious if you have a partner, kids, a business, but there are so many other reasons to have coverage. If you have any debts like a mortgage, car loan, credit card, or student loan, you will want to ensure that your loved ones won’t become responsible for it if you were to die. Additionally, if you provide support to anyone with either your income, or by providing care, you may also want to ensure that they are financially secure if you were to pass away. You also should consider funeral expenses, taxes, and other costs associated with passing away when looking for life insurance coverage. As you can see, there are several reasons you probably need insurance, and it’s not too late to do so! You can lock in your rates based on your current age and health so that they will remain the same for the entirety of your coverage, even if your health changes. Check out our life insurance calculator to better understand your need, or contact our team serving Hamilton and the surrounding area to get started.