Just like life insurance, your critical illness insurance needs will likely change over your life. Since critical illness is used to provide financial relief in the case of a poor health diagnosis, it is common for your needs to change if your income changes. Receiving a promotion, raise, or changing jobs may affect your coverage needs. In addition, getting married, having a child, purchasing a house, or many other significant life milestones also impact your coverage calculations. You should review your coverage regularly to ensure you have adequate protection. You may decide to start with a shorter-term coverage, such as a 10-year term policy, with the plan to convert to a longer term or permanent coverage in the future. Hometown Life Insurance is here to provide you with CI coverage that meets your ever-changing needs.