The answer to this is actually quite simple, and we can tell you why! You should be getting life insurance now, not only for yourself, but for the people around you. The life insurance coverage is there to provide for your loved ones at their time of need. Just think, if you were to suddenly pass away, your family would have a difficult time keeping up with their bills. Mortgage payments, car loans, credit cards on top of taxes and funeral expenses at death after just losing an income – it’s near impossible to expect them to be able to cope. Life insurance provides peace of mind to you and your family in the form of financial security, and better yet, if you get life insurance while you are relatively young and healthy, you can save money with lower premiums as well!